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Janne Jutila

Head of Business Alliances
Signicat AS
Member since
09 May 2012
Location
Espoo, Finland / Oslo, Norway
Followers
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Business development leader and digital identity specialist

Experience

Head of Business Alliances
Signicat AS
To Present
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Latest opinions

Janne Jutila

Competition in digital money - who will win?

The first U.S. dollar, as it is known today, was printed in 1914 upon the creation of the Federal Reserve Bank. Since Bretton Wood conference in 1944 U.S. dollar has been the unchallenged global reserve currency with a dominating role in global trade. Before the hegemony of dollar, during previous centuries, the status of leading currency was much...

11 June 2021 Blockchain Observations

Janne Jutila

My identity is my money

Dictum meum pactum “My word is my bond” was the motto for trading in London Stock Exchange since 18:th century. If you made a verbal agreement, you backed it up with your money. Something similar is conveyed in the proclamation by Dave Birch, a well-known UK payments specialist, in his book “Identity is the new money”, published in 2014. He sugge...

11 February 2019

Janne Jutila

Estcoin should happen

If you have interest in Estcoin and crypto currencies, please check my latest blog on https://www.linkedin.com/pulse/estcoin-should-happen-janne-jutila/?published=t #estcoin #eResidency Happy to engage in further activity to speed up the launch 21st century money. Janne Jutila

31 October 2017 Innovation in Financial Services

Latest comments

PSD3: An evolution of the EU payments framework and enabling Open Finance

Good concise overview of PSD3 changes. Thank you.

27 Oct 2023 06:54 Read comment

Digital Wallets: Benefits of Implementation for Banks and NBFIs

Thanks for a good blogpost. One thing left on too little notice is that in semi-closed loop wallet ecosystems with wallet-specif currency, fraud management can be much improved compared to current payment solutions. When you KYC/KYB both users and merchants + monitor transactions in real-time + control on/off -ramps to fiat currency, you can recognize and discard more fraudulent transactions and kick out bad actors.

12 Sep 2023 07:31 Read comment

Is centralization inevitable when making DeFi available to the masses?

Good article. The discussion between centralized / decentralized has been too long on a technical level and should move upwards in value stack. A few further thoughs in very short format. Key drivers for centralization in "DeFi" are user/brand experience and trust, fraud management and business model logic.  Identity is a second use-case area with meaningful market adoption.

01 Aug 2023 06:12 Read comment

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Janne writes about

  • security
  • payments
  • cryptocurrency

Janne's opinion archive

  • 2021 (1)
  • 2019 (1)
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  • Frictionless Payments

  • Disruption in Retail Banking

  • Blockchain in Banking and Financial Services

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